Getting Started with FinCoach AI: From Broker Statement to Portfolio Insight in Minutes

Most investors know more about the last show they watched than about their own portfolio. Not because they don’t care — but because the data is scattered across broker PDFs, spreadsheets, and half-remembered trades. FinCoach AI closes that gap. It reads your raw broker activity and turns it into a clear, plain-language picture of what you own, how it’s performing, and which habits are quietly helping or hurting your returns.

This guide walks you through your very first session — from creating an account to reading your first AI analysis and setting up a review routine you’ll actually keep. It takes about five minutes to get your first insight, and everything here works whether you hold a handful of stocks or a mixed book of equities, options, and crypto.

What FinCoach AI actually does

Before the steps, it helps to know what you’re setting up. FinCoach AI is an educational portfolio companion, not a broker and not a robo-advisor. It does four things well: it imports and parses your broker statements, it builds a live view of your holdings across currencies and asset classes, it runs AI analysis (powered by Claude) on your positions and trade history, and it gives you an on-demand coach you can ask questions of. Nothing it produces is financial advice — it’s designed to help you see your own portfolio clearly and make more deliberate decisions.

If you’re still deciding how much to commit to the market in the first place, start with the free investing calculators — they need no account and give you a baseline before you ever import a statement. We’ll come back to those later.

Step 1 — Launch the app and create an account

Click Launch app and sign in with Google or an email and password. Your data is tied to your account, encrypted in transit, and synced across devices — so you can import a statement on your laptop and check the analysis later on your phone. Account creation takes under a minute and doesn’t require connecting a bank or broker login; you stay in control of what you upload.

One thing worth doing up front: set your display currency and language in settings. FinCoach AI is built for global, multi-currency portfolios, so if you hold US and European names side by side, telling it your base currency makes every performance number consistent from the first screen.

Step 2 — Import your broker statement

Head to the Portfolio page and upload an activity statement from your broker. FinCoach AI reads the PDF directly — including the dense, multi-column position tables that usually break naive importers — and extracts every open position and option contract without you having to reformat anything.

• For Interactive Brokers, export an Activity Statement (PDF) for the date range you want to review. The importer handles the full multi-page layout, including the sections most tools choke on.
• For Trading 212 and similar brokers, upload the statement export the same way — FinCoach AI maps the columns automatically.
• Closed, round-tripped positions are filtered out automatically, so you only see what you still actually hold.
• Open option contracts are parsed too — strike, expiry, quantity, cost basis, and unrealized profit or loss.
• Crypto positions across 15 chains can be tracked alongside your equities, so your whole book lives in one view.

If a number ever looks off after an import — a cost basis that seems wrong, or a P/L that doesn’t match your broker — it’s almost always because a statement covered only part of your history. Re-importing a statement that spans the full period usually resolves it. Getting a clean import matters, because every insight downstream is only as good as the data feeding it.

Step 3 — Read your first AI analysis

Once your statement is imported, Claude analyzes your holdings and trades and explains what’s actually happening in your portfolio in plain language. Instead of a wall of numbers, you get a structured read: your concentration, your sector and currency exposure, the risk hiding in your options, and the behavioral patterns showing up in your trade history. Every insight cites your real tickers and real numbers — there’s no generic “diversify more” filler.

A typical first analysis surfaces things most people never notice about their own book:

• Concentration: whether a single position or theme quietly dominates your portfolio.
• Correlation: whether your “different” bets are actually the same trade wearing different tickers.
• Options risk: whether a short contract carries exposure far larger than the premium you collected.
• Behavior: whether your entries cluster after big run-ups, or your exits cluster into fear.

These same patterns are the ones that quietly erode returns over time. We break them down in depth in how FinCoach AI helps you avoid the most common trading mistakes — worth reading right after your first analysis, because you’ll recognize yourself in it.

Step 4 — Analyze a single ticker

Beyond the portfolio-level view, you can pull any ticker — one you hold or one you’re researching — for a deeper, AI-driven read grounded in live market data. You get an AI verdict and thesis, the news impact on that name, an earnings radar, and sector and peer context, all in one place. It’s the difference between reacting to a headline and understanding where a stock actually sits.

This is also where verification starts. Before you add to a position or open a new one, running the ticker and checking it against what you already own catches the unforced errors conviction tends to hide. There’s a simple pre-trade routine for this in verify your trading decisions before you act.

Step 5 — Ask the AI coach

The AI coach already knows your portfolio, so you can ask it real questions instead of googling generic ones. “What’s my biggest concentration risk?” “How would a 10% drop in tech hit me?” “Is this new position just doubling down on what I already own?” Because it answers with your actual positions, the coaching is specific rather than boilerplate. Use it to stress-test an idea before you act, or to understand why a number in your analysis looks the way it does.

The value isn’t a prediction about the market — it’s a clear, honest mirror of your own portfolio, available the moment you need it.

Step 6 — Plan with the free calculators

Good portfolio decisions start before the trade. FinCoach AI includes a set of free calculators that need no account, and they’re a natural companion to your imported portfolio:

• The compound interest calculator shows how contributions and reinvested growth build over time — the single most important force in long-term investing.
• The retirement calculator projects whether your current savings rate is on track for the number you actually need.
• The how much to invest calculator helps you size regular contributions around your income and goals.

Browse the full set on the calculators page. They’re a low-pressure way to sanity-check your plan, and they pair well with the position-level view you get after importing a statement.

Step 7 — Make it a habit

A single analysis is useful; a routine is transformative. The investors who get the most out of FinCoach AI re-import a fresh statement every few weeks — after a busy stretch of trading, before rebalancing, or simply on a monthly cadence — and read the updated analysis with the coach open. Over months, the patterns become impossible to ignore, and impossible to repeat unconsciously.

You don’t need to change brokers, learn a new charting platform, or adopt a new workflow. Import a statement, read the analysis, ask the coach a question, and let the picture sharpen each time. That’s the whole loop — and it’s where the compounding of better decisions actually happens.

Reading your dashboard

After your first import, the dashboard condenses everything into a few tiles you’ll come to rely on. The portfolio value and unrealized P/L give you the headline; the allocation view breaks your book down by position, sector, and currency; and the behavioral panel summarizes the patterns from your trade history. You don’t have to interpret any of it alone — every tile is something you can ask the coach about in plain language. If a sector weighting surprises you, click through and ask why it’s that high.

The point of the dashboard isn’t to admire it. It’s to notice the one or two things that are out of line with what you intended — an oversized position, a currency drift, a cluster of correlated names — and to act on them deliberately. Most useful sessions end with a single decision, not a dozen.

Your data stays yours

Because you’re uploading financial information, it’s fair to ask what happens to it. Your statements and holdings are stored against your account and used to run the Service for you. To generate analysis, the relevant portfolio context is sent to our AI provider (Anthropic’s Claude) to produce the response — and under their commercial terms, data sent through the API isn’t used to train their models. FinCoach AI doesn’t sell your data or use it for advertising. You can read the full detail, including the third parties involved and your rights, in the privacy policy.

Practically, that means you can import freely without worrying that your positions are being monetized behind your back. If you ever want to remove your data, you can delete your account, and you’re always in control of which statements you upload in the first place.

Who FinCoach AI is for

The tool is built for self-directed investors who want to understand their own portfolio better — not for day traders chasing signals, and not for anyone looking to be told what to buy. If you hold stocks, options, or crypto across one or more brokers and you’ve ever felt you don’t have a clear picture of your risk and your habits, you’re exactly who it’s for. It works just as well for a focused portfolio of a few names as for a sprawling multi-currency book.

It’s also a strong fit if you’re earlier in the journey and still building the plan. Pair the calculators with the imported view, read through how to avoid the most common trading mistakes, and you’ll have both the long-term framing and the position-level detail in one place.

A quick note on what this is — and isn’t

FinCoach AI gives you educational information and AI-generated analysis about your own portfolio. It is not financial, investment, tax, or legal advice, and AI output can be incomplete or wrong — always verify anything important before you act on it. You remain responsible for your own decisions, and investing carries real risk, including the loss of capital. With that framing in mind, the tool does exactly one thing extremely well: it helps you see clearly.